Your spending must always be ALIGNED with your long-term goals.
#CHINKEE TAN 2016 HOW TO#
Yes, it’s difficult to be diligent and hardworking, but it’s definitely your key to achieving success in this life.ĭon’t easily get swayed by your emotions every time you decide on how to spend your money. Have a POSITIVE ATTITUDE and you will gain positive rewards in the future. Remember, “You can’t change the world, but you can change your world.”
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If you can relate to any of these things, I suggest that you make changes in your life. These are some of the reasons why Filipinos lack discipline. Because of this, they are unable to see the areas where they need to improve. If there is anyone or anything that must change, it’s the people and things around them.īecause they are so focused on their need and desire to brag about what they have, they become blinded from the wrong things that they do. These kinds of people believe that there is nothing at all that they need to change in themselves. They think that they are exempted from change. They become so lazy to change their situation. They simply can’t accept the fact that they need to change, and so, they carry on with their old habits and with the “normal” things. They’re not even sure if they can pay for the loan that they will get in the first place! For them, what’s important is to look COOL AND SUCCESSFUL.Īnd most of all, people lack discipline because they are… They loan money for the down payment for the car, and even for the monthly amortisation.
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These people brag about being able to buy expensive cars, even if the truth is, they can’t afford it. They put on this facade that even if they can’t afford it, they will eat at the most expensive restaurants, and even take pictures of it to post on Facebook and Instagram.
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They feel like they are Jack from Titanic, and they think this: “I’m the king of the world!” They feel like nothing and no one can ever stop them. Why is it that right now, you only want to eat at expensive buffet restaurants?Īnd then there are those who just want to… There was a time when you can enjoy just one viand during a meal. But how true is this? Often, when we find that the income we are earning is growing, we also tend to increase our lifestyle. We are also fond of saying that we need to buy something to make life easier for us. We need to make sure that the things we spend on for relaxation will actually benefit us or have some value in the future, and not be a source of financial breakdown. Of course, we deserve to relax, yes, but we need to be wise in doing so. We think that after a very tiring work week, we DESERVE to chill. And then there are some of us who lack discipline because we are…
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If there’s one thing that we are diligent and earnest about, it’s making up EXCUSES to avoid any form of responsibility. We are already so deep in debt, and yet we are still lazy to look for ways to get out of debt. Could it be true that as Filipinos, we are taking after him?Īll we want to do is relax while WAITING for the blessings to come fall down on us. Juan Tamad, or “Lazy John” is a character in the Philippine folklore who is very, very lazy. Regardless of where you go, regardless of what the situation is, you will most likely see that the lack of discipline is our weakness.Īnd I do believe that the reason why we lack discipline is because we seem to idolize… It has become part of our culture as Filipinos to have very little discipline. They are already deep in debt, and yet they still keep on borrowing money! They are unable to pay their rent, and yet they still go to bars and expensive restaurants almost every day.